5 Best Insurance Companies | Money

Vision insurance is an essential aspect of healthcare that often gets overlooked. Having a good vision insurance plan can help cover the costs of eye exams, lenses, frames, and even discounts on procedures like LASIK. In this article, we will explore the main takeaways of vision insurance, our top picks for the best vision insurance companies, and reviews of some of the leading providers in the industry.

Vision Insurance Main Takeaways

When it comes to vision insurance, coverage can vary significantly depending on the plan you choose. Some key points to consider include:

• Vision insurance plans generally cover eye exams, lenses, and frames.
• There is typically a dollar amount per service or a cap on the services covered.
• A copay may apply to annual eye exams.
• Procedures like LASIK and PRK are not covered, but discounts may be available.
  

  Our Top Picks for the Best Vision Insurance Companies
  

  Humana
  

• Best for Bundling With Dental Insurance

  Humana Extend plans offer both dental and vision coverage, along with hearing benefits. With coverage starting as soon as you enroll, there are no waiting periods for preventive vision exams, hearing exams, or routine dental cleanings. Monthly premiums vary by location, with options available for under $40.

  Vision Insurance Companies Reviews
  

  Davis Vision by VersantHealth
  

• Why we chose it:

  Davis Vision offers three flexible plan options: Essential, Classic, and Premier, catering to individuals, couples, and families. Plans start at just over $12 per month and go up to $24 per month, depending on the area. Members pay a small copay for an annual comprehensive eye exam and have up to $200 to spend on eyeglasses or contact lenses each year.

  VSP Vision Care
  

• Why we chose it:

  VSP is the largest vision insurance company in the country, with a global network of over 40,000 eye care professionals. Plan options include Standard, EasyOptions, Enhanced, and Eyewear Only, with pricing starting at $11.20 per month in certain states. VSP covers a wide range of lenses and provides discounts for additional features like scratch-resistant coating and progressive lenses.

  EyeMed
  

• Why we chose it:

  EyeMed offers affordable vision plans starting at $5 per month, with higher-tier plans including generous contact lens allowances. Plans come in three tiers: Healthy, Bold, and Bright, offering various allowances for frames and lenses. While individual plans are affordable, family plans can be more expensive.

  United Healthcare (UHC)
  

• Why we chose it:

  Through its partnership with over 900 QualSight LASIK locations, UHC members can save up to 35% on LASIK procedures. UHC offers two vision plans, Plan A and Plan B, covering eyeglass lenses, frames, and contact lens fitting and evaluation. Prices range from around $11 to $15 per month, depending on the plan.

  This article provides a detailed overview of the best vision insurance companies, their pros and cons, and key features to consider when choosing a vision insurance plan. Remember to assess your individual needs and preferences before selecting the right plan for you.