Trump admin bars illegal migrants and non-permanent residents from receiving taxpayer-backed mortgages
The Trump administration recently announced a significant change in policy regarding Federal Housing Administration (FHA) mortgages for illegal migrants. Housing and Urban Development Secretary Scott Turner revealed that the government will no longer allow illegal migrants to receive FHA mortgages, stating that American taxpayers should not be subsidizing home loans for those who enter the country illegally.
In a letter to FHA-approved mortgage lenders, a HUD official explained that the agency will no longer consider any “non-permanent resident” eligible for government-backed, low-income home loans. The reasoning behind this decision is that non-permanent residents are subject to immigration laws that can affect their ability to remain legally in the country, posing a challenge for FHA in ensuring stable residency and employment for loan recipients.
While it is unclear how many non-permanent residents have received FHA mortgages in the past, the new policy ensures that no more will be eligible for such loans. This update aligns with the administration’s priorities and mission of providing access to homeownership while adhering to residency requirements and financial stability criteria.
Under the previous administration, FHA mortgage lenders were ordered to allow non-permanent residents enrolled in the Deferred Action for Childhood Arrivals (DACA) program access to government-backed home loans. However, HUD’s new policy will now block DACA recipients and those with pending asylum claims from receiving FHA loans.
In a separate announcement, HUD revealed that it would collaborate with the Department of Homeland Security to prevent illegal migrants from accessing public housing. The decision was based on data from the Center for Immigration Studies, showing that a significant percentage of illegal migrant households benefit from government welfare programs, resulting in substantial costs to taxpayers. With approximately 9 million residents of public and subsidized housing lacking proper eligibility verification, the agency aims to prioritize Americans and ensure that taxpayer subsidies are not provided to illegal aliens.
Overall, these changes reflect the administration’s commitment to upholding immigration laws, protecting taxpayer funds, and ensuring that housing assistance is allocated to those who are legally eligible.
